Credit & Identity Theft education is your best defense against the emerging threats from the lack of secure technology and our established credit system.

Credit Mending utilizes many of the defined processes our education seminars cover. Our Credit Literacy courses are concerned with the wide range of credit problems consumers and business face today:

• Credit: "Know the Basics"
• Credit Mending vs. Repair
• Steps Towards Good Credit
• Long and Short Term Strategies
• F.A.C.T. Act
• Electronic Fund Transfer Act
• Fair Credit Reporting Act (FCRA),
  as amended (12/03)
• Fair Debt Collection Practices Act
• Fair Debt Collection Practices Act (FDCPA),
  as amended
• Identity Theft and Assumption Deterrence Act
• Avoiding Credit and Charge Card Fraud
• Billed for Merchandise You Never Received?
• Choosing and Using Credit Cards
• Cosigning a Loan
• Credit, ATM, and Debit Cards:
  What to Do if They Are Lost or Stolen?
• Credit and Divorce
• Credit and Debit Card Blocking
• Credit and Your Consumer Rights
• Credit Card Loss Protection Offers
• Credit Insurance: Is it For You?
• The Credit Practices Rule
• Easy Credit? Not so Fast. The Truth About Advance Fee Loan Scams
• Equal Credit Opportunity
• Fair Credit Billing
• Fair Debt Collection
• Getting Credit:
  What You Need to Know About Your Credit
• Getting Credit When You Are Over 62
• Gold and Platinum Cards
• Payday Loans = Costly Cash
• Ready. Set... Credit
• Secured Credit Card Marketing Scams
• Understanding Vehicle Financing
• Many More...

Some presentations are adapted from the Federal Trade Commission and can be obtained at www.ftc.gov

Identity Theft Education and determination can greatly reduce the risk of Identity Theft. Identity Theft Solutions LLC offers a variety of courses and seminars to educate the consumer and businesses that face great risks of information security breaches which lead to identity theft:

• Identity Theft: "Know the Basics"
• Consumer Protection Info: Identity Theft
• Financial Institutions and Customer Data: Complying with the Safeguards Rule
• Information Compromise
  and the Risk of Identity Theft:
  Guidance for Your Business
• Security Check: Reducing Risks to your Computer Systems
• Staff Workshop Report: Technologies for Protecting Personal Information
• How To Comply with the Privacy of Consumer Financial Information Rule of the Gramm-Leach-Bliley Act
• Identity Theft: What's It All About?
• ID Theft:
  "When Bad Things Happen to Your Good Name"
• Identity Theft Affadavit
• Identity Crisis: What to Do If Your Identity is Stolen
• Is Someone "Phishing" for Your Information?
• How Not to Get Hooked by a Phishing Scam
• What To Do If Your Wallet or Purse is Stolen
• Pretexting: Your Personal Information Revealed
• Hoax Targets Elderly African Americans
• The "Nigerian" Scam: Costly Compassion
• Privacy Choices for Your Personal Information
• Privacy: What You Do Know Can Protect You
• Information Security Analysis
• How To Stay Safe Online if You Use High Speed Internet Access
• File Sharing: A Fair Share? Maybe Not
• Holiday Shopping Online:
  Plan Ahead for Secure Surfing
• A Consumer's Guide to E-Payments
• When Your Computer Calls Overseas
  ...Without Your Okay
• FTC Names Its Dirty Dozen: 12 Scams Most Likely To Arrive Via Bulk Email
• Privacy:
  Tips for Protecting Your Personal Information
• Online Investment Opportunities: 'Net Profit or 'Net Gloss?
• How to Protect Kids' Privacy Online
• How to Protect Kids' Privacy Online:
  A Guide for Teachers
• You, Your Privacy Policy and COPPA. How to Comply with the Children's Online Privacy Protection Act
• Many More...